What is the 30 Day rule? (How to Control Spending)

June 28th, 2023

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If you have trouble controlling your spending habits, the 30 Day Rule could help you take charge of your finances.

We could all do with a little extra money.

But many of us find it hard to save or even make money sometimes. Plus society tells us that we need to have to latest gadgets when they’re released.

Do you feel the urge to spend money?

We buy clothes we’ll wear once or twice. The layout of the supermarkets are designed to encourage impulse buying for things we didn’t go there to get.

How many things have you purchased on instinct that you actually use?

If you have problems when it comes to your money, the 30 day rule can certainly help you control your spending.

Another rule, really?

While it may seem a ‘rule’ to control spending may seem juvenile for adults like you and me, the reality is some of us need to have rules and strict controls on the way we spend our money.

For many it’s a psychological process that they go through whenever they’re stressed and need to get out the house.

For others it’s a thing that happens by chance when they arrive at the shops.

And it doesn’t just stop there. Online impulse purchases are everywhere! You want it, you get it mentality.

Everything from the follow up emails you get when you abandon the cart, to the “Free shipping for purchases over $100” notification bar.

Before you know it, your spending is completely out of control!

We’ve all been there! I have definitely experienced FOMO before when I really wanted the latest iPhone.

When you want to stop spending and actually save money, impulse buying is a big no-no.

The 30 day rule can be a real money saver and can honestly help you get rich one cancelled purchase at a time.

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What is the 30 Day Rule?

What is the 30 day rule?
what is the 30 day rule - How To Stop Spending Money On Impulse Purchases start saving 30 day rule

Are you sitting there wondering “What is the 30 day rule and how can it help me control my spending?”

The 30 Day Rule is a simple practice that controls the way you spend money and ultimately helps to increase savings.

The basic principle of the 30 day rule is to purchase the items that you need and ignore the impulse to buy the things you want.

It’s there to help you develop new habits when it comes to spending money.

Here’s how it works

Whenever you find yourself in a store or on an online shop:

  • Walk away from the prospective purchase
  • Put the money, you would’ve spent into a savings account and forget it for now!
  • If you still feel the urge to purchase in 30 days, consider getting it

That way you only purchase things you will actually use and value.

When you purchase something just because its on offer or extremely cheap, what you’ll find is that those impulse buys add up and you’ll soon be wondering where all of your money went.

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Benefits of the 30 Day Rule

What is the 30 day rule?

The benefits of the 30 day rule are clear.

More Money

In a short while you be able to save more money to spend on things that actually matter; whether that’s a house or a much needed holiday.

Debt Free

Many of us endlessly spend money, swiping and tapping our cards, without knowing the true consequences. At the end of the month when you receive your bills, you’re shocked to see just how much money (on credit) you’ve spent. This 30 Day rule will eliminate unnecessary spends on your credit and gives you time to consider the financial impact.

Less ‘stuff’

There are so many distractions we face on a daily basis anyway, stocking your house with unnecessary purchases will only make you life seem even more cluttered.

Change of Mindset

Soon you’ll realize what’s important and what is not. When you develop this new mindset, you’ll not only have more more money and increase your net worth, but you’ll also be a happier soul.

Now isn’t that worth it?

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How do I get started with the 30 Day Rule?

What is the 30 day rule?

Step 1

Set a start date for this 30 day challenge.

Make a point of deciding which days to do your grocery shopping every week and create a very detailed shopping list.

If you’re shopping online, save your regular shopping list, add those items to your cart and checkout!

Put all of your old temptation shopping emails into the junk folder, to avoid them coming in again.

When you arrive in store, stick to the items on your shopping list and do not deviate. If you, somehow, find unnecessary items in your cart, put them back immediately and proceed to checkout!

Step 2

If you found yourself tempted, whether it was online or in store, make a note of the item, where your found it and date you saw it. Leave the note on a notice board or something similar.

Step 3

Withdraw the money you would’ve spend and deposit it into a savings account you wont be reminded of every day.

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Step 4

On day 3 or 4, if you’re still thinking about the item, do some research into the product to see if it’s worth it.

Step 5

If this item is still on your mind in 30 days, there’s a good chance you’ve already decided you need it.

At this time, you should consider purchasing the item using the money you deposited into your savings account.

How to Master the 30 Day Rule..

Check it out on the web first

If you’re looking to make a purchase in store, don’t buy it!

Instead give it a couple of days and check it out on Amazon. Often you’ll be able to find it cheaper and people aren’t raving about it as much as you thought.

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28 Simple Ways to Save Money Every Month

Take it one day at a time

For those of you that are serial impulse buyers, take one day at a time.

Start to control your spending slowly and soon you’ll be a master at it.

You could have detox spending days, where you’ll avoid going to retail or online stores. Only check emails related to work or from loved ones and ignore the rest.

Chances are they are a company selling you products you don’t need!

Sit on it

It’s important that you take the time to consider whether of not the item is worth purchasing. Before you pull the trigger, consider what the impact will be on your finances or even if you’ll be using the item in a month or two.

Would you Try the 30 day rule?

What is the 30 day rule?

When you try out this 30 Day Rule, you’ll be surprised how effective it really is.

Not to mention controlling a bad habit for 30 days gives you the chance to develop a completely new mindset and have more money as a result!

Either way at the end of the 30 Days, you’ll either have more money for your savings fund or you would’ve purchased the item you’ve desired for the last 30 days.

Whatever way you look at it, you’re a winner.

Why not give the 30 day rule a try? Comment as always, on the things you need to stop spending money on..


I created this blog to provide super helpful information and advice regarding all things health and wealth. I love creating content related to making money online and also ways to live a happy and healthy life. Enjoy!


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What is the 30 day rule?


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